Travel Insurance Guide
Good travel insurance protects the investment in your safari and gives you confidence when travelling far from home.
Cover worth checking
Choose a policy before departure and make sure it matches your itinerary, activities and transport. Policies differ, so read the conditions rather than relying only on the headline price.
Insurance is most useful when the policy is arranged early and reflects the full value of your flights, accommodation, park fees and activities. A low headline price can hide exclusions, limits or excesses that matter on a remote safari.
- Emergency medical treatment and evacuation
- Trip cancellation or interruption
- Baggage and essential belongings
- Activities such as walking or balloon flights
Keep your policy useful
Disclose pre-existing conditions honestly, save the emergency assistance number offline and insure the full value of your trip. Your cover should include every country on your itinerary.
Keep the policy number, assistance telephone number and claim instructions offline. If an incident occurs, contact the insurer promptly and also tell our local team so we can help with practical arrangements.
Medical and evacuation cover
Choose substantial emergency medical cover and evacuation appropriate for remote travel. Ask how assistance is coordinated and whether evacuation by air or road is included when medically necessary.
Disclose pre-existing conditions and ongoing treatment honestly. A cheaper policy that excludes an existing condition may not provide the protection you expect.
- Emergency treatment and hospital care
- Medical evacuation and repatriation
- Coverage for disclosed pre-existing conditions
- A 24-hour assistance service with clear procedures
Activities and policy conditions
Walking safaris, balloon flights, diving and other activities may have specific conditions or exclusions. Tell your insurer exactly what you plan to do and check age, health and equipment requirements.
Save receipts, booking confirmations and medical reports if you need to make a claim. Never assume an activity is covered simply because it appears in the itinerary.
- Confirm walking and balloon activities are covered
- Check age, health and equipment conditions
- Save receipts and written incident records
- Review cancellation and interruption terms
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